Financing your Remodel Project
Whether you’re updating your kitchen, adding more space, or giving your home a full refresh, remodel financing can help make it happen. With the right loan, you can spread out the cost of your project while increasing your home’s comfort, functionality, and value.
What Is Remodel Financing?
Remodel financing is designed to help homeowners cover the cost of renovations or upgrades without using all their savings upfront. These loans can be used for anything from small updates to major remodels — including kitchens, bathrooms, additions, or full-home transformations.
Why Consider Remodel Financing?
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1. Invest in your home’s long-term value
A well-planned remodel can significantly increase your home’s resale value. Whether it’s a modernized kitchen, an updated bathroom, or a new addition, financing your renovation allows you to build long-term equity while enjoying the upgrades now.
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2. Make updates now, instead of waiting
You don’t have to delay your plans until you’ve saved the full amount. Remodel financing lets you start your project sooner, taking advantage of today’s prices and enjoying your improved space faster.
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3. Customize your space to better fit your lifestyle.
Life changes — and your home should be able to change with it. Financing gives you the flexibility to create spaces that fit your needs, whether that’s an open-concept kitchen for entertaining, a new home office, or a primary suite retreat.
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4. Spread costs into manageable payments.
Instead of paying everything upfront, remodel financing allows you to divide your project costs into monthly payments that fit your budget. This helps you plan confidently while keeping your savings intact for other goals.
Remodel Financing Made Simple
We understand that investing in your remodel project is a big decision, and finding the right financial solution can make all the difference. While financing with Hearth is not required to work with us, we have partnered with them to give you an easy, trusted option if you would like to review loan possibilities for your remodel.
Through Hearth’s financing platform, you can get prequalified in just minutes without affecting your credit score and explore competitive loan offers from multiple lenders. This lets you compare real market-rate options and choose the payment plan that best fits your needs.
Whether you are planning a full home renovation, a kitchen upgrade, or a bathroom refresh, flexible financing options from Hearth can help make your remodel goals a reality on a timeline and budget that work for you.
Check Your Monthly Payment Options
Use the form below to see what monthly payments you qualify for. In just a few minutes, you can get prequalified through Hearth without impacting your credit score. Compare multiple lender offers and choose a monthly payment option that fits your budget and project needs.
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See your personalized monthly payment options within minutes and without affecting your credit score. Hearth makes it easy for you to find monthly payment options for your project, with:
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Loan amounts up to $250,000
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Affordable monthly payment options
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Funding within 1-3 days
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No prepayment penalties
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No home equity require
Frequently Asked Questions
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Do I have to use a specific lender to finance my remodel?
No, you’re free to work with any lender you prefer. If you’d like, we can connect you with a trusted partner.
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Can remodel financing improve my home’s value?
Absolutely. Strategic remodels—like kitchens, bathrooms, or additions—can significantly boost your home’s resale value while enhancing how you live in it day to day.
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Who can help me decide which option is right for me?
A lending specialist can walk you through your options, help you understand what you qualify for, and guide you toward a financing solution that aligns with your goals and budget.